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At Kosco Insurance Agency, our mission is to protect what matters most by delivering trusted, personalized insurance solutions for our clients and our community. As a local, independent agency, we specialize in home, auto, life, Medicare, and commercial insurance. We take pride in building lasting relationships through honesty, service, and a genuine commitment to those we serve.

Why Choose Kosco Insurance Agency?

We're Local & Independent

We live, work, and raise our families in this community. When you call Kosco Insurance Agency, you’re not speaking to a call center — you’re talking to neighbors who genuinely care. We are not tied to one insurance company. That means we shop multiple carriers to find the best coverage and value for your specific needs.

Personalized Service

 

Your life isn’t one-size-fits-all — your insurance shouldn’t be either. We take the time to understand your needs, provide ongoing policy reviews as life changes, and explain your coverage in plain language so you always feel confident and informed.

Community Focused

 

From local schools to nonprofits and small businesses, giving back is part of who we are.

Trusted Relationships

 

We don’t just sell policies — we build long-term relationships based on trust, communication, and care. Trust isn’t built in a single conversation — it’s built over time. We believe in showing up, following through, and standing by our clients through every season of life. Our relationships don’t end after a policy is written; they’re just getting started.

Fast, Friendly Service

We respect your time and value your trust — that’s why great service is never an afterthought. When you reach out to us, you’ll always be met with a friendly voice, a listening ear, and quick, reliable support.

We Advocate for You

When something goes wrong, we don’t disappear. We guide you through the claims process and stand beside you until it’s resolved.

We Protect What Matters Most

Your family. Your business. Your future. That’s our mission, every single day.

Our Services

Meet the Team

At Kosco Insurance Agency, our experienced, caring team is committed to building lasting relationships and delivering personalized insurance solutions. Led by owner Dru Kosco, we combine trusted guidance with fast, friendly service — always putting our clients and community first.

Dru Kosco

 

I’m Dru Kosco, owner of Kosco Insurance Agency, and I’ve had the privilege of serving clients in the insurance industry for over 32 years. My journey into insurance is deeply rooted in family — my father, Andy “Pudge” Kosco, began his career in the industry in 1975, and after completing my own professional baseball career, I followed in his footsteps by joining him in 1993.

Before insurance, baseball was my world. I attended both Florida State University and Ball State University, and I was fortunate enough to spend five years playing professional baseball with the Seattle Mariners organization. The discipline, teamwork, and commitment that baseball instilled in me continue to guide the way I run our agency today.

Family has always been at the heart of everything I do. I’ve been married to my wife, Nicole, for 31 years, and together we’ve raised three wonderful children — Andrew, Cole, and Chloe. That personal commitment to family is what drives my passion for helping others protect what matters most.

At Kosco Insurance Agency, our goal has always been simple: build lasting relationships, provide honest guidance, and deliver protection our clients can truly count on. For me, this isn’t just a career — it’s a legacy built on trust, service, and community.

drukosco@koscoinsurance.com

(330)750-1555

Czara Richards

 

I’m Czara Richards, a licensed insurance agent at Kosco Insurance Agency, and I’m proud to serve the community I call home. Born and raised in Struthers, I’ve always believed in the power of strong relationships, giving back, and supporting the people around me — values that guide both my personal life and my work every day.

I’m married to my husband, Keith, and together we’re raising three incredible kids: Kayleigh, Bubba, and Cece. Family means everything to me, and that’s exactly why I’m so passionate about helping others protect what matters most in their own lives.

I entered the insurance industry in 2024 and quickly found my calling in building meaningful, long-term relationships with our clients. Whether in the office or out in the community, my heart for service shows up through my work with families, coaching, volunteering, and supporting local families through the nonprofit I founded in 2024.

Being part of Kosco Insurance Agency allows me to combine my love for people, community, and protection into work that truly matters. I’m honored to walk alongside our clients as they plan for the future and protect what’s most important to them.

czara@koscoinsurance.com

(330)750-1555

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